“It is very different to be a services firm that has access to AI tools versus a firm that was built to be AI native. The firm with AI tools requires their users to prompt the agents to produce work or to do work. But here, at ARCA, agents prompt people more than people prompt agents. And it is a proactive kind of service that is running for them 24-7.”
Latent Space · AI Builders · October 2026
Context
The interviewer asked whether Anthropic's move into financial services competes with ARCA, an AI-native wealth management firm. Singh, who leads its AI platform team, says it validates the industry but argues that an AI-native firm works differently from one that bolts on AI tools.
Transcript
…is kind of gives you the ability to impact the business. If you hand off the intelligence to another provider, you lose some of that control that you need to kind of like build something. That is unique and tailored to your business to such a great degree that it can actually impact your business.
And just on Anthropic, they've also recently released financial services, so they're partnering with a whole bunch of different firms. Do you think what they're doing is kind of competitive to what you're trying to do, or do you see them as different things?
Yeah, I think Anthropic getting into our kind of industry is very validating for our industry. But the way I think about it is that it is very different to be a services firm that has access to AI tools versus a firm that was built to be AI native. The firm with AI tools requires their users to prompt the agents to produce work or to do work. But here, like I said, at ARCA, agents prompt people more than people prompt agents. And it is a proactive kind of service that is running for them 24-7 and it's kind of like running the business in the most standard way that we expect at the level of service that we aspire to, which looks very different if you're an AI, sorry, a company with AI tools.
Yes, yes. Okay. So a little bit more about on the security side. So can you explain like what in your processes runs inside a sandbox and how do you verify like a change to a financial plan before anyone acts on it?
Yeah, so the way we use sandboxes is that the sandbox is one component of our harness. Our agent isn't actually inside of the sandbox. It uses the sandbox to offload computation. And we've built systems to make it safe for code inside of that sandbox to access our data. So we kind of like have this…
Yeah, you mentioned Jev there. So you've started to use decision models as part of your process. What other products other than Jev are you sort of looking at?
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