“Whenever you see a zombie movie, it always starts out with just a couple of zombies… and then all of a sudden you're being chased by a town full of zombies. And that's the way RMDs are. In that first year, if you're 73, you have to take out 3.7 percent of your portfolio. That's no big deal. But once you reach age 80 you have to take out 5 percent, 85, more than 6 percent. And you add that percentage on top of the growth of your portfolio, and the amount you're going to have to take out could be increasing by 40 to 90 percent. Again, paying way more in taxes than you expected.”

…you'll have to pay more for medicare that is scary very scary and people just don't think about it because they're so happy to have this tax deferred growth and they're not thinking of how that not only are they going to pay taxes in the future but they're going to be forced to take that money out

and bring zombies back into it again robert it's not exactly clear what the zombies are or how zombies are playing here

wow so in real world terms and obviously zombies are real so this is the real world i mean just seeing a single zombie in your zip code wherever you are that's much more cause for concern that you're realizing at that moment am i right

that's absolutely right it's you know there's never just one zombie

there's never just one zombie and so help us get out of these potentially horrendous circumstances robert financially what should we be doing