“Where it hurts is for younger people that are not embracing it, that are not using it, they are going to have trouble getting jobs. It's just a reality. There's no way that you can compete in today's workforce without being efficient. And if you think the company that's hiring you, like, oh, great, I found a company that isn't using AI… that company is not going to be in business very long.”

…I mean, I know people now in my life that have used Grockbot to do some things I told them they could do. I didn't know you could use Grockbot without paying a lot of money for a month because I already do. I don't keep up on what's free, like what becomes free, but the models keep getting better and the free tier keeps getting better and better and better to where you can do all these things. Where it hurts is for younger people that are not embracing it, that are not using it, they are going to have trouble getting jobs. It's just a reality. There's no way that you can compete in today's workforce without being efficient. And if you think the company that's hiring you, like, oh, great, I found a company that isn't using AI that isn't forcing me to, that company is not going to be in business very long. And that process is going to start. In fact, I'll go back to the triple C. Triple C. So companies that are junkie junk junk, their cost of borrowing is now 16%. Now, some of that is the rise in 10 year rates, but a lot of that is the spread widening. 16%. That's how if you're going to borrow money at 16%, you need…